Your Personal Credit Information
You have three mypbverify credit check reports to choose from
BASIC REPORT
R49 (Incl. VAT)
The basic report only includes essential information for you to assess your personal details, employment details and information about any adverse judgements against your name.
Report Includes:
Personal identity information
Adverse information, judgements, defaults, etc (Cloud)
Debt collection and administration orders
Employers details, contact details
Fraud alerts (SAFPS)
Who viewed your credit report (enquiry information)
STANDARD REPORT
R59.00 (Incl. VAT)
The Standard report combines the BASIC REPORT information with an in-depth look at your credit accounts, credit cards, credit loans and payment history plus your CompuScore rating.
Report Includes:
Personal identity information
Adverse information, judgements, defaults, etc (Cloud)
Debt collection and administration orders
Employers details, contact details
Fraud alerts (SAFPS)
Who viewed your credit report (enquiry information)
Payment profile
Accounts, credit loans and account payment History
National loans register (NLR) information
Microloans account data (unsecured loans)
Compuscore credit rating
PREMIUM REPORT
R69.00 (Incl. VAT)
The premium report combines the BASIC report and STANDARD report with an in-depth look at the property that you own (Deeds information) and your CIPC company Director's information.
Report Includes:
Personal identity information
Adverse information, judgements, defaults, etc (Cloud)
Debt collection and administration orders
Employers details, contact details
Fraud alerts (SAFPS)
Who viewed your credit report (enquiry information)
Payment profile
Accounts, credit loans and account payment History
National loans register (NLR) information
Microloans account data (unsecured loans)
Compuscore credit rating
Director information (CIPC/CIPRO)
Deeds (all your properties owned information)
MypbVerify report info
Your personal identity information
Your personal information derives from various credit applications and agreements you completed. This information normally includes your name, surname, basic identity information, your physical and postal addresses, telephone contact numbers, ID number and details, employer details, and contact information.
Available in the following reports: 
Adverse credit information
Adverse credit information is matters of public record obtained from government sources such as courts of law and it may include court Judgments, enforcement actions, sequestration, debt counseling, and rehabilitation information. This information will in most cases remain on your credit report for 5 years. Adverse information has a negative impact on your credit record and your credit score and, depending on the creditor, any adverse entry may result in your credit application being declined.
Available in the following reports:
Employment information
When you fill out credit applications, information about your employer, contact telephone numbers, your position, and other related information is often recorded and will reflect on your report. This information is also often used by credit grantors when vetting you for credit.
Available in the following reports:
Who has been accessing your Credit report
Available in the following reports:
Fraud alert
We draw information from credit bureaus and the SAFPS (South African Fraud Prevention Services) database to indicate whether there are any fraud alerts registered on your name and if so, the details thereof. Fraud alerts indicate that someone has flagged you.
Available in the following reports:
What information is on MypbVerify report?
Your credit score (CompuScore)
Available in the following reports:
Your credit account information (SACRRA)
Available in the following reports:
National Loans Register (NLR)
Available in the following reports:
Benefits of your premium report premium credit report
Versatility is key
MYpbVerify™ is the only online consumer credit check system that gives you the versatility and options to include (or exclude) various options from your credit report to customise according to your status, business involvements and your budget.
Director (CIPC) registration
MYpbVerify™ gives Directors of companies the option to include Directorship information. This information includes CIPC registrar company information that is vital to company owners, board members and executive Directors of companies.
Available in the following reports:
Deeds (property) registration
MYpbVerify™ gives property owners the ability to view all property information from the Deeds registrar database. This information is vital to people owning property.
Available in the following reports:
what is your personal
credit report?
Your credit information is gathered by credit bureaus on a regular basis from various sources that have extended you credit. Retailers, banks, lenders, employers, landlords, and other credit providers have access to your credit records to assist them with credit risk management in deciding whether to grant you further credit, a loan, a credit card, new employment, housing, or to offer you new products and services.
As a consumer it is critical for you to know your credit status and always have a complete picture of your credit history and credit score.
The MYpbVerify™ premium credit report considers all possible influences that may exist on your credit rating and combines it into one, easy to read credit check report that gives you a full picture of your credit history and credit status in the market.
How frequently do you need your personal credit report
This is entirely up to your credit activeness in the market. Because your credit status potentially changes every time you are active with credit transactions, your credit file changes constantly.
It is therefor important that you get an updated review of your credit information frequently to check how accurately the market is perceiving you.
If your Credit score is low or below average, you may want to take corrective action to improve and monitor your credit status.